As we return to business after Christmas holidays, the sentiment going forward to BREXIT date is beginning to really bite and activity dry up, where decisions turn to indecision and thus leave many schemes stalled and buyers/consumers being risk averse, with savings left alone and credit applications forgot about.

Interest rates sentiment is upwards and ordinary folk unsure whether their own jobs and businesses able to weather the year 2019 !

Therefore, batten down the hatches and maintain flexibility in your approach to the year ahead, especially in relation to tenders etc.

Essentially, any significant contracts entered into during the last half of 2018 are likely to become under pressure, from both the upward cost viewpoint (materials and labour) and the downward pressure as mainly fixed price contracts.

Cost and cashflow management is king !